Disability insurance
If you are unable to work because of an illness or accident, MRa disability insurance will help you meet your financial obligations, by offering you:
- Coverage exclusive to Quebec
- Unparalleled service for 40 years
- Cash back for unused premiums
(an average of $16,000 per insured)
Cash back
The cash back benefit is an advantage specific to MRa in Quebec. It’s simple: unused premiums are reimbursed when you turn 65 (or before, under certain conditions). In less than 10 years, MRa has paid over $20 million to its insureds, an average of over $16,000 per person. Profitable coverage that gives our insureds cash back and helps them feel like winners.
Essential protection
Disability insurance protects you for income lost because of an accident or illness. With disability insurance, you will receive regular, non-taxable income that will help you maintain your and your family’s lifestyle.
Guaranteed income
A lengthy disability can quickly drain your financial resources and kill your dreams for retirement. Disability insurance guarantees that you will receive the income you need to meet your needs as you recover and help you focus on getting better.
Stronger together for 40 years
MRa specializes in personal insurance products for groups of individuals.
By working with us, hundreds of thousands of members of associations and professional bodies can get individual insurance products that are more beneficial, at a lower cost.