iA Securities & HollisWealth* are now iA Private Wealth

We are excited to introduce our new company name, iA Private Wealth. The new name is designed to better reflect the essence of what our advisors do – provide holistic wealth management solutions tailored to the unique needs and goals of investors across Canada.

Please take a few moments to browse our newly redesigned and updated website to learn about the many benefits of working with an iA Private Wealth Investment Advisor.

*Refers solely to the Investment Industry Regulatory Organization of Canada licensed advisors within HollisWealth.

Your Wealth, Our Passion

Building, growing and preserving wealth takes planning and a comprehensive, holistic vision. When you work with an iA Private Wealth Investment Advisor, you have a trusted partner who is fully dedicated to your success at every stage of your lifelong financial journey.

Holistic planning for every facet of your life

We believe comprehensive personal wealth planning, supported by unbiased advice, collaboration and transparency, is the key to meeting your needs and helping you achieve your goals. Our advisors focus on six main priorities to create a plan that’s tailored to you:


A proven wealth management philosophy is one that takes emotion out of the equation and relies on a disciplined, long-term approach. Your objectives, risk tolerance, return expectations and time horizon will be the key factors your Investment Advisor takes into account in designing a plan that can help meet your retirement and other goals.

Saving & borrowing

Your Investment Advisor will help you set and achieve saving goals aligned with your needs and objectives, and develop a borrowing and debt management strategy for your unique circumstances.

Education planning

Whether you’re looking to fund a child’s education or returning to school to upgrade your credentials, your Investment Advisor can help you understand your options and maximize the value of a Registered Education Savings Plan (RESP).

Tax planning

Your Investment Advisor will conduct a thorough assessment of your circumstances to determine the most tax-efficient way of building your portfolio.

Risk management

Your Investment Advisor will develop a risk management plan that addresses the full range of factors that could affect your financial well‑being.

Will & estate planning

To plan for the preservation and transfer of your assets, your Investment Advisor can help you keep an eye on the horizon by understanding your situation and wishes, including tax-efficient legacy planning.

Latest insights


Weekly Macro & Market Update


By iA Private Wealth, June 23, 2022

Tune in weekly for insight and perspective on the macro and market landscape with iA Investment Management chief strategist and senior economist Sébastien Mc Mahon.

Watch Sébastien’s previous updates on YouTube.


Monthly Market Snapshot


By iA Private Wealth, June 14, 2022

James Gauthier and his research team walk through the highlights of last month’s market and economic data.

Read the report (PDF)


Unlock the Equity in Your Home


By iA Private Wealth, June 13, 2022

If you own a home and hold a mortgage, you’ve likely heard about a home equity line of credit, or HELOC. If you’re planning on owning a home in the near future, you’ll want to know more about this convenient way to borrow money.

What’s a HELOC?

A HELOC is technically a second mortgage, but in many respects it’s more like a revolving line of credit or a credit card. That’s because, while your bank or mortgage company may approve you for a HELOC, you’re not charged unless you withdraw funds. Unlike a credit card or even a traditional line of credit, however, the interest rate on the money you withdraw from a HELOC is quite low because it’s secured against the equity in your home.

How does it work?

There are different types of HELOCs — ones that are combined with a mortgage and ones that are guaranteed by your home but not connected to your mortgage. The amount you qualify for can vary but a good rule of thumb is that you can be approved for up to 65% of your home’s purchase price or market value.

What are the benefits and risks?

A HELOC offers a convenient way to access the equity in your home for renovations or as an emergency source of funds. And it can be a smart way to consolidate your other debts, particularly high-interest credit card debt.

When deciding whether a HELOC is right for you, a little common sense will go a long way. For instance, taking out a HELOC for big ticket expenditures like fancy cars or lavish vacations is clearly not a prudent decision. Likewise, using a HELOC for non-essential home renovations during a recession, when job security can be fragile, is also a bad call. As long as your income is sufficient and stable, and your purpose for the HELOC is sensible, the risk of falling into a debt trap is generally low.

While a HELOC’s interest rate is comparatively low, it can go up if the Bank of Canada raises rates, as it’s doing right now. And, like a mortgage, your lender expects you to make a minimum payment each month on the interest and principal you owe. So when you’re crunching the numbers and deciding if a HELOC is right for you, be sure that you’re not stretching your finances thin, as rapid rate hikes could make your monthly payments significantly higher than at the outset of the loan.

Be aware also that there are other costs associated with getting a HELOC, from home appraisal fees to legal and title search fees, among others.

Finally, before signing the dotted line, be sure to carefully read the HELOC’s terms, as they may include provisions you won’t be comfortable with. For example, in certain circumstances lenders can demand that you pay the full amount owing. And if you miss payments, your credit score can be affected and your lender may take possession of your home.

New HELOCs have been created at an accelerated rate in recent years and many experts worry that Canadians are relying too heavily on them. When interest rates rise rapidly, many homeowners may find it difficult to keep up. So it’s important to understand the risks and know your financial limits.

Want to learn more about HELOCs or other ways to borrow? Contact us today.

Join our team

A career at iA Private Wealth

Looking for a rewarding career in financial services? We have a wide range of opportunities for talented, committed professionals, and offer attractive compensation and benefits.

View available positions

Investment Advisor opportunities

More and more advisors are looking to iA Private Wealth as the partner of choice for building and growing an independently owned and operated business with an unwavering focus on client success.

See what we offer